Affordable Check Providers

Finding alternative and affordable check providers can often be a hassle. High fees, credit checks and other issues can often deter some and even make it difficult for many to even acquire a checking account. A checking account is considered to be one of the most basic and widely used types of account; it allows you to write a check to transfer money from one account to another. Many practical uses for such an account includes direct deposit for payroll checks, paying bills online and cashing or depositing checks you may receive. Most big check providers come with a plethora of fees that can range from arbitrary overdraft fees to a wide-ranging of ATM fees that can add up over months and months of use. A true check provider should be free of monthly, and if possible, ATM fees, while also providing its customer with intuitive yet useful services including; overdraft protection, iOS, and Android support, unique reward programs. Many check services will reward frequent users with powerful incentives unique to that specific provider such as waiving ATM fees, cash back on money spent and youth account for teenagers. Below are just some of the many affordable and reputable check providers along with some of the benefits and rewards they offer.

  • GOBank – GoBank requires $2.95 to begin and needs no credit check, it protects the user from all overdraft fees, has no minimum monthly balance requirements, and cash can be deposited on to your account from various Wal-Mart ATM`s.
  • Simple Mobile Banking – Simple Mobile Bank is an iOS based check provider, which also provides you with a visa card some of the benefits include, free bill pay, no monthly fees, and no ATM fees. With a visually intuitive interface, you can link other checking accounts, photo check deposit, and even setup up an alternative savings account.
  • Bank Mobile – Dual checking and savings accounts are offered by Bank Mobile. Bank Mobile also provides users with an account free of fees and over 50,000 ATM`s usable at no cost. If you are looking for a branchless, multipurpose checking & savings account bank mobile may be the way to go.
  • Wal-Mart money card preferred – Another Wal-Mart product the money card preferred easily the most straightforward to It can be reloaded for no fee at any Wal-Mart ATM where checks can also be cashed or deposited. With the money card preferred, you receive a personalized debit card through the mail that can be stylized with a personal photo. A checking account and routing number is given to you as well. This allows you the ability to have your payroll checks deposited directly to your account. The best part it is, you can also monitor it through Wal-Mart’s online website, which also allows you to track purchases, set up automatic payments and transfer funds to other checking accounts.

Thanks to the increasing competitiveness and contempt for popular check providing services, it is now easier than ever to find many other affordable alternative checking account providers. Many of these alternatives provide the same, if not better benefits, than the “old school” check providers and payment methods.

Author : Jason

Jason stopped buying checks from his bank long ago when he realized that there's nothing special about bank checks - except the high cost! He's been publishing check promo codes on to help everyone save on the cost of checks since 2012.

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